How much time it takes to retire

Retiring isn’t just about the retirement offered by your government. In fact, you can earn your retirement much much sooner than the default allowed time. Retirement is just about which time your net worth is enough to cover your living expenses enough time before this net worth is fully depleted.

So before diving into how much time it takes to retire, let’s dive into how you can earn you retirement and how much it cost.

First thing first, start to calculate how much you need each month. That number is what you need to earn each month for the rest of your life.

So for example I have around 500$ house expenditures each month. I also need 400 for food and living furnitures. Let’s oadd 100$ for other expenses and we now know that I’ll need 1000$ per month to live correctly.

Now let’s calculate Ithe amount wte need to have saved up so that this monthly expenditure get earned automatically peach mobthsesent by various interest rates. This is important as if the interest cover your expenses every month, you’ll never have to touch your principal. That way, your earning power stay the same, no matter how long you intend to use it.

So usually, the safest investments in real estate earn around 10% per year. So for eache 100$ eaves, you earn 10$ each year. If I need 12000$ per year, I’ll need 1200000$ saved up as a bare minimum!

Money Actually Can Buy Happiness

There is an very old saying that tells us that money can’t buy happiness. But in fact, serious studies of the question all come to the conclusion that happiness is directly correlated with earned money up to some point.

More than 10 years ago, some researchers suggested that money can buy happiness. They settled on an approximate earning of $75,000 a year. A complicated and nuanced study by Nobel Prize winning economists explained that the more money earned, the more happiness was perceived. However, that effect tended to plateau around $75,000 a year. Anymore and sadness increased.

The research also made it clear that earning more didn’t add to a sense of well-being. And that well-being was some sort of precondition to this correlation between money and happiness. In other terms, one must find his way of life before earning more money to accomplish this way of life.

The obvious appeal of the idea is that money can buy happiness in the sense that it can provide for basic necessities and stability, but not much beyond that. This means that multi-billionaires like Elon Musk and Jeff Bezos are much richer, but not much happier than the rest of us.

The only problem with this idea is that it may be totally wrong, and that we’d all obviously be much happier if we had millions of dollars. A new study published in Proceedings of the National Academy of Sciences says that the correlation goes upward of the $75,000, although with diminishing returns for every dollar earned more.

The study, titled Experienced well-being rises with income, even above $75,000 per year, doesn’t mince words. There was no evidence of an income threshold at which experienced and evaluative well-being diverged. This suggests that higher incomes are associated with both feeling better day-to-day and being more satisfied with life overall.

There was no evidence of an income threshold at which experienced and evaluative well-being diverged. This suggest that higher incomes are associated with both feeling better day-to-day and being more satisfied with life overall.

Experienced well-being rises with income, even above $75,000 per year

This new study is from Matt Killingsworth, a senior fellow at Wharton School of Business at the University of Pennsylvania. This study is based on 1,725,994 samples pulled from 33,391 employed adults in the United States. The sampling process was done using the app Track Your Happiness. Basically, this app ping people randomly during their daily life, and ask questions about their happiness and current well-being. This ensures that data can be then aggregated to give a quite good idea of happiness levels for the whole months or even the whole year! The study then just correlated this data with income levels to establish a relation.

Money can’t buy happiness, but can make you earn it!

I have to stress that money isn’t everything. The pursuit of wealth itself isn’t a means to happiness, and will instead lead to an empty and boring life. Wealth is just a small variance. There are plenty of other things that are equally, if not more important for our own happiness. It’s possible to earn not that much and still be quite happy. What matters after all isn’t how much money you make, but how you use it and what are your drives in life! Money can’t give a meaning to your life, but you can just by yourself.

Feeling Lonely Quotes

By birth we humans are social beings and we always want someone to be with us. We have thousands of friends in our social network, but in reality friends you can really count on are very rare. Loneliness is a very depressing situation and there are many quotes about being lonely. So, let us see some of these feeling lonely quotes in this article.

“In life, you cannot always be strong. Sometimes you just need to be lonely, to cry out your fears and worries. At other times, it helps just to let be what you cannot change.”

There is no point in putting up a strong face when you are hurt. Sometimes, it is a good idea to be alone and let ourselves out.

“There are two ways I deal with loneliness. One, I look at the stars. Unlike people, the stars are always there for me. Two, I close my eyes for a while and focus on the people I love. They always make me feel I am not alone.”

The best way to deal with loneliness is to think about your loved one. You can also gaze at stars and wonder how small our feelings are compared to this beautiful universe.

“We need solitude. Because when we’re alone, we’re free from obligations, we don’t need to put on a show, and we can hear our own thoughts.”

Loneliness helps us to hear our own thoughts and also helps in understanding ourselves.

“The greatest thing in the world is to know how to belong to oneself.”

When you understand yourself, you understand the world. So, sometimes it is best to be alone.

“I am stronger than depression and I am braver than loneliness and nothing will ever exhaust me.”

You have to understand that you are stronger than any circumstances, you can win any situation and nothing can ever destroy you.

“The hardest walk is walking alone, but it’s also the walk that makes you the strongest”

Walking alone makes you stronger and gives you a clear path to success.

“To find peace, sometimes you have to be willing to lose the connection with the people, places, and things that create all the noise in your life.”

Being alone can give you a different perception to life and gives you a peaceful mindset. Sometimes it is a necessity to be alone to take important decisions in your life.

“The price of being a sheep is boredom. The price of being a wolf is loneliness. Choose one or the other with great care.”

If you want to be successful in your goals, you have to embrace loneliness and being alone sets you apart from the flocks of sheep.

“Sometimes it is necessary to be lonely in order to prove that you are right.”

It is always harder to make right decisions and sometimes it becomes a necessity to accept loneliness when you make one.

“Although I am a typical loner in my daily life, my awareness of belonging to the invisible community of those who strive for truth, beauty, and justice has prevented me from feelings of isolation.”

When you are aware about the hardships faced by people who strive for truth, then being alone does not affect you.

“The thing that makes you exceptional, if you are at all, is inevitably that which makes you lonely.”

Loneliness can make you skillful in your professional life and can make you exceptional wherever you are.

“Loneliness adds beauty to life. It puts a special burn on sunsets and makes night air smell better.”

Being alone make your perception to life much more appealing and enables you to appreciate even small things in life like sunsets and smell of night air.

Conclusion

Although being alone is one of the hardest thing to experience in our life, from the above quotes we can see that there are also many positives of being alone. I hope these feeling lonely quotes will help you overcome this loneliness and use it to your advantage !

Boyfriend Quotes to Spice Up Your Love

Is your love reaching that mundane point where your boyfriend is losing interest on you day by day? The below quotes can help you revive up the feelings within your boyfriend to spice up your love. Quotes can convey deeper messages within few sentences, so these quotes can be of great help to make your love stronger.

Good morning my love, our two souls aflame, with my man I feel two hearts beat the same. 

When you are with your boyfriend your heart beats synchronize with each other and you tend to be nearer together.

I love you not only for what you are, but for what I am when I am with you. 

Your love is based on the fact that you are  a better person, when you are with your boyfriend.

It’s been said that you only truly fall in love once, but I don’t believe it. Every time I see you, I fall in love all over again!

Every time you see your boyfriend, your love tends to grow stronger. It is like falling in love again and again, there is no end to this feeling.

Before I met you I never knew what it was like to look at someone and smile for no reason.

When you are in love you tend to do strange things like smiling for no reason and being happy without any cause. These emotions can be experienced only by people who fallen in love.

I love you a lot and what i have accomplished till day is just because of your love.

Whatever you are right now is because of your boyfriend. He is your major motivational factor in achieving great things in your life.

I feel like you’re so much more than just my boyfriend. You’re the one person I need to talk to when I’ve had a bad day, the one person I can rely on not to judge me. You’re my rock, my sweetheart, my best friend. To call you just my boyfriend, would hardly give you justice.

Your boyfriend’s role in your life is more than you think, he is also your best friend and your rock-solid support.

After all this time, you’re still incredible. I feel so lucky to have you in my life.

Time cannot fade your love, even after long time of being together you still feel the same like the first time.

Sometimes your nearness takes my breath away; and all the things I want to say can find no voice. Then, in silence, I can only hope my eyes will speak my heart. 

When you are deep in love words are not necessary to convey your thoughts. 

Sometimes I look at my boyfriend and think… Damn, he is one lucky man.

Your boyfriend is too lucky to have you in his life.

I choose you. And I’ll choose you over and over and over. Without pause, without a doubt, in a heartbeat. I’ll keep choosing you.

There is no second thoughts when it comes to falling in love with your boyfriend again.

Let’s cuddle, so I can steal your body heat

Yearning for your boyfriend’s warmth within his arms.

You have made my heart brighter than the brightest candle. Thank you for being in my heart and completing me.

Your boyfriend has made your life much happier and you would love to show that gratitude to him.

Every love story is beautiful, but ours is my favorite.

Your love story is the best story ever and is always your favorite.

This is a saying that this type of love is only once in life. And I say for me that one is you. My today and tomorrow is all for you. Love you from the depth of my heart and soul.

This quote expresses the strength of love you have for your boyfriend, your love never fades and deep within your soul.

I know that God has opted some special person for me, I have no need to search him because I have found him. I love you and will continuously do.

Your boyfriend is the best gift the god has ever given to you and you cherish holding it dear to your life.

The above boyfriend quotes can be used to express your unconditional love to your boyfriend. Using these quotes in your life can help you to express your love and make your bond stronger.

Best Sad Quotes That Will Make You Cry

We always love for happiness in our lives and most of the time we forget the value of being sad. Sadness gives us the reality of being alive and helps us decipher someones pain from their shoes. There is even the Pixar movie “Inside out” that deal with the subject of sadness and how it make us feel better and overcome life’s challenges. So let us see some of the best sad quotes that can bring out our inner feelings and can possibly make us cry.

“It’ sad when someone you know becomes someone you knew.”

The above quote reminds us that nothing is permanent in our world and many a times the people we loved with our heart could become just a memory.

“Sometimes you’ve got to be able to listen to yourself and be okay with no one else understanding.”

We can understand from the above quote that not many people would understand our thoughts and most of the time we should travel alone.

“Heavy hearts, like heavy clouds in the sky, are best relieved by the letting of a little water.”

It is always best to release the burden from our heart and the best way to do that would be to cry out loud.

“The prettiest smiles hide the deepest secrets. The prettiest eyes have cried the most tears. And the kindest hearts have felt the most pain.”

It is not always true of what we see, sometimes the most depressed are the own who wear the smiling mask.

“We all create fictions to hide our pain”

Day dreams can give us just a momentary happiness and we all do that to escape from our pain.

“Crying alone does not show that you are weak but it shows that you are strong.”

Our general perception is that crying is for the weak and people who are strong don’t cry. But the reality is completely the opposite.

“Just because someone desires you, doesn’t mean they value you.”

Most of the times, people you choose don’t value your character.

“There is one pain, I often feel, which you will never know. It’s caused by the absence of you.”

This quote tries to explain the situation when someone leaves us and doesn’t understand the level of pain we feel.

“It’s terrible to lose someone we love, but it’s even worse to lose ourselves while loving them”

This is one of the worst feeling and it becomes pretty hard to get back to our senses once we lose ourselves.

“Numbing the pain for a while will make it worse when you finally feel it.”

Bottling up pain within ourselves would make the pain larger than it was initially. It is always better to cry out loud when we feel pain.

“Time can’t heal your emotional pain if you don’t learn how to let go.”

We might think that we will become all-right as time goes by, but the reality is we have to let go of the thoughts that keeps us depressed.

“The invisible wounds are more dangerous than the bleeding wounds.”

The wounds that are caused within ourselves is more dangerous than the outer wounds that just bleeds.

“Tears are words the mouth can’t say nor can the heart bear.”

Tears are let out when our heart is unable to cope with the pain.

“Absence from whom we love is worse than death, and frustrates hope severer than despair.”

The level of pain we incur from being far from the person we love is worse than death.

“When you feel like you’ve had it up to here, and you’re mad enough to scream, but you’re sad enough to tear, that’s rock bottom.”

This quote perfectly explains the lowest point in one’s life, at this point the emotions are way out of control.

“So sick of pretending that everything is all right because it’s not.”

This is a situation that we can all relate to, it is always hard to pretend to be happy when we are actually depressed. Sometimes it’s best to not even try to pretend, but let it flow out.

“So it’s true when all is said and done, grief is the price we pay for love.”

Most of the time love comes at a price and that price is grief.

“It’s amazing how someone can break your heart and you can still love them with all the little pieces.”

The reality is it is harder to hate someone you love even when they hate you.

So, from the above sad quotes we can see that we should recognize the sadness we feel in our hearts.

We all have inner feelings that we have to let out in some form. That’s perfectly normal and even healthy. You have to share these feelings with someone you can trust. Letting the pressure out is extremely important and you shouldn’t feel bad about letting sadness come out.

Best Good Morning Messages for Friend

Our Life is sweeter and happier when surrounded by good friends. But many times it becomes hard to find the right message to send to your friend in the morning. Here is a list of best good morning messages for your friend.

Happy Good Morning My friend. I hope you have an amazing day. May your worries and fears be non-existent. May People see how amazing you are. GOOD MORNING

Expressing to your friend that there is not need to fear for the thing that is not going to happen.

Don’t give up. There are too many nay-sawyers out there who will try to discourage you. Don’t listen to them. The only one who can make you give up is yourself. Good Morning!

You should not give heed to naysayer and you should strive for your success with your best effort.

You can’t achieve the profound things by sitting on your couch. Brace yourself, set goals, and have a superb good morning!

Sitting idle is not the answer to become successful in life, for that to happen you have to take action and achieve your goals.

I wish you sunshine and rainbows. Birds that sing and hope that soar. May all your wishes and dreams come true and happiness fill your heart. Good Morning!

Wishing your friend the best day with good luck in a morning message will brighten his day !

You are my light in a dark night. You are my sunshine every morning. I wish you pass good a day and get all the success that’s you want. Good Morning!

Expressing to your friend that he is a major part in your life and you also wish him to succeed in his goals each day.

Good morning! I hope that your day will be fine and you will not get stuck in traffic like yesterday.

This message is more in the jovial type where a little bit of banter can lighten up the mood of your friend.

Each day brings new opportunities, those who start their day early, grab them before others. Good Morning!

Motivates your friend to not to miss the opportunities and to act with full energy.

Your dreams are now real, something you see with open eyes in the full light so wake up because you have a lot to achieve and a lot more to dream. Good morning!

With this message you can wish your friend to wake up from his dream and to achieve success by following his goals.

A very good morning to you may this day bring a healthy light upon you and you are energized to stay positive for the whole day. Smile the day has just started!

This message helps your friend to keep a positive face the whole day.

Well, who needs a sunrise when I have you by my side. You are the sunrise I would always want to wake up by seeing you. Good morning!

This message showcases the bonding you have with your friend and that you are very much looking forward to meet your friend each morning. Mutual care in friendships are a really important bond.

Good Morning! Today is the future that we worried about yesterday. See, it’s not so bad. Here’s to a happy day.

This message wishes your friend a happy in a plain and simple manner.

Good Morning! Every day, you are given a choice. You can either become a better version of yourself, and do something that will make yourself and your life better, or you do nothing, stay still, not evolve, not become better, but I have to remind you, that being average, being the same as you were yesterday, will eventually start a downward spiral. So come on. What will it be?

This message is more of an advice to your friend to instill the reality of life. This helps your friend to make the right choice to succeed in life.

Welcome to a new day! Grab it, relish it, and enjoy it. 

Wishing your friend a new day in a simple way is also a good way to brighten his day !

Conclusion

The above good morning messages can help your friend to get motivated each day to achieve in life. These messages also strengthen your bond with your friend.

How to Define Success, what is it and how to get it?

Success is often a term which we hear on day-to-day basis and it is also one which every human strives for. But, is there a common definition for success? 

Definition of success is different for different people and there are many reasons for it. Let us see in this article about the term success in an objective and as well as in a subjective manner.

Success Definition

To understand more about the term success, we have to first understand whether it can be viewed by different people through a single lens:

The need for success is different for different people and it is based on the following needs.

  1. Eat food to be healthy.
  2. Home for shelter.
  3. Love from our own family.
  4. Clothes to get recognized and socially secure.
  5. Proper mental health to go through the nuances of this world.
  6. A work we love and have passion for.

Success is viewed in a different way by people with different needs. For many people living day-to-day lives by satisfying all the above needs is itself a success.  

Role of Money in Success

Money can solve almost all needs, other than love and health. So money is very important to lead successful life.

Money is actually a good thing and it gives you freedom of choice in things you want. Money also helps in maintaining a healthy life. 

So can we say if we have accumulated wealth then we are successful. No, that cannot be said.

But, we can surely say that there is no way to lead a successful life without money.

Difference between Greed vs Contentment

We should also make sure that our needs are limited and achievable. So, that there is high probability of being successful in what we want.

But, we should also make sure that we should not be content and lose the point of living. We should strive for a balance between contentment and greed to keep us motivated.

Sharing is caring

We all think that sharing helps the other person who is receiving the thing. But in my experience sharing helps the giver more than the receiver. 

If we have a chance to make change to other life in a positive way then we should take it. Sharing gives peace to our mind and gives unconditional love to our heart. These two things are mandatory to lead a successful life.

Conclusion

So by reading my above viewpoint on success you might have come to an understanding on what I am really trying to explain here.

Success is nothing to lead a happy life till our death, but it is practically not possible if we are adamant about all our needs.

So to have a successful life we have to compromise on some of our needs that cannot be achieved. We have to focus on the ones we have and the ones which we can achieve.

When is the right time to start (and how to get started!)

Whenever we are faced with a difficult task to complete, we always try to postpone it to later. Postponing the task gives us a temporary relief from doing the task, but we always forget that it’ll only get harder and harder to start the task later. And I’m not even talking about the stress of being late! So, let’s discuss in detail on how to overcome this habit, complete our work, and finally how to get started!

Waiting for the Right Time

We always think that we have unlimited time to do our work. In our brain, there is even a false idea that if it’s doesn’t need to be done right now, it doesn’t need to be done at all. This is because, in general, our brain tends to favor instant gratification (not doing the task) over longer term gratification (the task is done correctly).

So instinctively, we tend to wait for the right time to start. It’s a way of removing the painfull idea that it’s our own fault if the task isn’t going to be done. That way, we are just left with the idea that we don’t have to do it at all and are happy with it.

In the short term, I have to agree that we can be happy not doing anything. In fact it’s important to have times where we don’t do anything. However, if not done responsibly, this can lead to serious issues in our life. Issues that will lead to depression, stress and anxiety. We can even stress so much that we will not even enjoy anymore the time were we arn’t doing anything.

So, before this get out of hand, we better start right away right?

Waiting for the right time is just and excuse. There will almost never be a perfect right time for anything. And even if this perfect time exists, you’ll probably miss it or recognize it once it’s too late. Do you really want to take the risk of waiting for something that will probably never happen? Only to miss it? Is your long term happyness and goals that unimportant that you are ready to bet them on just timing?

Do you really want to take the risk of waiting for something that will probably never happen? Only to miss it?

So we should not waste our valuable time by procrastinating the work. Instead, we should start the work instantly and go with the flow. Remember that getting started is the most difficult stage. Once you are over that stage, you can let the flow guide you. You can even envoy the jouney. And most importantly, you’ll feel refreshed that you finally have DONE the most difficult thing: get started!

Once you got that idea that getting started is a good thing, then you have done 90% of the work! Congratulation!

Continue reading this article, and I’ll propose you some techniques that will help you cover the remaining 10% and start your journey to your better life.

How to get started

The 2-minute Rule

This is a good trick to overcome your procrastination, once you get used to 2-minute rule then you can accomplish any task with ease and at the right time. This is basically tricking your mind by making incremental improvements in your task.

You just have to, in your mind, break down your task into smaller tasks and start doing it for just 2 minutes.

For example, you are planning to write a novel. This is overwhelming! Let’s imagine your task for today is to write a sentence. You can just start that for 2 minutes. And here we go, you wrote that sentence, your brain take that as an instant gratification, and now you can work on your next task: writing a second sentence. And before you’ll know it, you’ll be at the 100th page of your brand new novel !

Once you are accustomed to this practice, you can also increase this 2 minutes to 5 minutes or the time you are comfortable with. Start with simple task, even if they doesn’t mean something. All you need is to start!

Productivity Apps

You can also use productivity and task management apps which are available all over the internet to help you with your tasks. Using an app can also help you with tracking your progress in the completion of the task. We also recommend taking a look at our Best productivity apps for 2021!

Writing down tasks to be done on the app is a task.

The goal of these apps is to overcome the fear of uncertainty. If you don’t feel motivated, not knowing what to do can be an excuse for not doing anything. If an app tell you what need to be done, you just have to pick the first item and use the two minute rule to get it started.

Also, remember that writing tasks to be done on the app IS a task all by itself ! It’s often overlooked but trust me, write that task down and start working on it for 2 minutes. You’ll thank me later.

Benefits of starting early

Gratification is important for everyone. Let’s see what instant gratifications we can achieve by starting right now instead of procrastinating.

Reduction in Stress

Starting the task sooner not only helps you to complete the tasks sooner, it also helps in reducing your stress. If you don’t start, then you will always be thinking about the task and this in turn increases your stress and affects your health.

I’m sure everyone had a time where some task was postponed for so much time that it start to overwhelm our brain every second of life. Even times of rest will become painful !

Recognition

When you start sooner, the quality of work is good and work gets completed at the right time. This improves your relationship with your work peers, but also our self esteem. It also helps in getting promotions at your work place. You’ll get recognized for your work.

Achieve your goals

If you start today working on your goals, you’ll always be nearer your goals tomorrow! Each day will be a little victory and one day, before you’ll know it, you’ll reach your goal and feel accomplished.

So? when is the right time to start?

There is a saying that the best time to start was yesterday, but the second best time to start is tomorrow !

By seeing the above points we can see that solving our procrastination can solve every problem in life. So what are you waiting?

If you still have trouble starting, don’t worry ! This work on yourself take time. But you are better prepared now that you were before reading this article. If you still have doubts on your ability to start, let’s meet again on my article how to stop overthinking. I’m sure it’ll help you further!

Is Facebook good or Bad for our Happiness

According to google Facebook has more than 2.45 billion users around the world. Facebook has changed the way we interact and socialize with other people. 

Facebook is not only a social media platform, there are also many other features in Facebook like marketplace, groups, pages and many more. So, it is very important to discuss about the pros and cons on using this social network.

Connections

Facebook helps in making friends and share your day-to-day life events with your friends. You can also have updates on what your friends are doing in their life.

This helps in maintaining connections with your friends for a long time. Even after many years you can contact your childhood friend with just a single message.

Users also get options to mark themselves safe during times of disaster like floods or earthquake.

At the same time Facebook also allows strangers to send unsolicited messages to people. This in-turn leads people to get scammed or harassed.

Privacy

This is the major concern for Facebook users for a long time. Facebook has been caught in the Cambridge Analytica scandal, through which more than 87 million users data has been compromised. FTC (Federal Trade Commission) has also imposed a $5 billion dollar fine to solve these privacy concerns.

Now Facebook seems to have taken a lot of measures in solving these privacy issues. So if you can go through it’s settings you can control the data you want to share with the world.

It also works the other way around, lack of privacy on our friends lives can lead to jealousy and resentment on our side, which will definitely make us unhappy if you let these thoughts wander.

Addiction & Waste Of Time

Facebook can also be addictive for users who are using it frequently. It becomes very hard to not login into your account every day.

Improper usage of the social network can also result in wastage of your valuable time. So you have to limit it’s usage and you have to use it only when it does not affect your work.

Facebook Groups

Facebook groups can be very helpful in many cases, you can find people with similar interest as you in any field. There are also groups to search for jobs, through which you can also find work. Using theses groups wisely can help you learn many things related to your interest.

There are both public groups and private groups, public groups are much more eventful when compared to private groups. But, in private groups there is higher level of probability in meeting people with similar interests. There is also less number of spam posts in private groups compared to groups which are public.

Grow Your Business

Facebook Ads can be used to advertise your business at an affordable cost. Still it doesn’t seems to be the cheapest medium to acquire customers for businesses because most users on the social network going to spend money on a business.

You can target your customers using different options and can showcase your ads to them. There are many internet businesses which are running successfully solely based on ads.

Facebook Marketplace

Facebook marketplace is a new feature through which you can list your product or services for sale. Right now there are thousands of products listed on Facebook’s marketplace.

As a user, it is also easier to find products at a cheaper price.

This marketplace works more like a second-hand marketplace, where most of it’s transaction are between it’s users. We should also be careful on not getting scammed, since Facebook does not provide secure services like Amazon. The probability of getting scammed or getting a defective product is higher compared to other popular E-commerce websites.

Updated News

Like Twitter, Facebook is also a medium to get your news updates. There are many news pages in facebook where news gets updated instantly and you can like and subscribe to the pages based on your region of interests.

Nowadays you get to see only news feeds or ads in your Facebook account, Since many users are not updating their status. Yet, everyone keep scrolling on the feed like they are addicted to it.

To conclude

Although there is still not a straight answer to whether Facebook is good or not. We can come to an understanding that using Facebook wisely has many advantages and there are ways to reduce it’s disadvantages. But these disadvantages must be kept in check regarding our overall happiness.

So, we can conclude by saying that Facebook or any social media platform is good if used wisely. And as with everything, if something doesn’t make you happy, then just leave it behind !

If this was an interesting read to you, I recommend you to read my article on the impacts of Tik Tok in our lives.

Best productivity apps for 2021

We all have equal 24 hours each day, but without a good organization, we may not be able to achieve our full potential in the different tasks we have to perform in our day-to-day life. However, we can solve this issue by finding simple way to increase our productivity.

No matter if you are on android, iOS, ipad, or any other platform, here is a list of different apps in the market to help us solve this issue. Let us see which are the best ones among them.

Trello Review

If you want to plan your own tasks in advance, or are running a small team of freelancers, Trello could be a very good choice for your tasks. It has a good user-friendly interface which is easy to learn and use. Signing up is also pretty easy, you can sign up with just your email and start using it instantly.

The interface is designed in a card format, and you can separate the tasks in the form of cards. You can give your cards a label as well as a due date. A reminder is configurable, so you can remind yourself when it’ll matter the most to you. There is also free plan through which you can create up to 10 boards and unlimited cards. If you need more, or need advanced synchronisation across multiple accounts, then you can choose their business class plan or enterprise plan.

Todoist Review

Todoist is more suitable for individual usage and it’s interface is more similar to Gmail. You can add and schedule your tasks with just few steps. You can give priorities to your tasks and as well as create sub-tasks and sections.

You can also save your tasks as projects and share it with someone else. Progress in completion of tasks is saved, and you can review it in the form of charts. Todoist also allows integrating with many other popular apps such as Dropbox, Zapier and more. This helps in keeping all your activity and progress in a single platform for review.

Toggl Review

Toggl is another time tracking software used by more than 5 Million users. It is free to use for up to 5 users. The User-interface is very intuitive where you can plan your projects both in a calendar format as well as by creating boards. You can create tasks and checklists for your work. You can also change status based on the completion status of your work.

Through in-task comment feature you can also communicate with your team on your work progress. You can also use the drag and drop feature to move around the created boards. This app is best suitable for teams and helps you make a good plan.

Monday Review

Monday is an enterprise level productivity app that helps in collaboration, organizing and improve your work efficiency. According to their website they have more than 100,000 teams. Valuable brands like CocaCola, Adobe, Universal use this software to plan their work.

The interface accommodates many features keeping simplicity in mind. You can use all the features within a single dashboard. You can also integrate with many popular apps like linkedin, slack, github and more. You can also automate repetitive work and visualize the work progress in the form of charts.

The customer support is also pretty good and it is 24/7. You can use their free 14 day trial to check out the features.

Any.do Review

Any.do is another popular productivity app used by millions of users around the world. It is a simple to use app through which ypu can organize your tasks in the form of lists and reminders. You can also use this app in a calendar format to track your work progress. 

You can use this app across all type of devices such as mobile, laptop, desktop, tablet and watch. Tasks get automatically synced across all your devices.

The 6 Critical Factors for Success

The are a number of factors which will contribute to your success. This post presents the six critical factors for success which we believe to be the most important. These are the personal traits and orientation which will deliver a successful life, to not only survive, but prosper in an uncertain and rapidly changing world.

In a previous post we identified the six pillars of personal success, the different components of your life in which we seek to achieve, and which together define what success is.

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Six Critical Factors For Success

#1 – An Action Orientation

Nothing happens unless you make it so. As a well-worn saying goes in strategic planning circles – “a poor plan, vigorously implemented will out perform a brilliant plan poorly executed.” Your success or failure is ultimately up to you. Luck will play a part, but perseverance will generally win the day. Staying motivated is essential, as are productive habits.

Business man success in job

#2 – Continuous Learning

To succeed in a world of constant and exponential change, we need to be able to adapt and keep up. This is less about knowledge but the ability to source and analyse it. Read widely and be open to new ideas, discuss topics with others.

#3 – A Questioning Attitude

Fake news went from being an apparently outrageous claim by Presidential candidate Trump to being widely accepted as fact. We need to question all information as to its source, reliability and veracity. Some may call this cynicism, or being sceptical – we think it essential in a world where information is so readily manipulated.

#4 – Flexibility and Adaptability

The world is changing so rapidly, the one thing we know with certainty that the next decade will be very different from this one. Whilst many try to predict the future, we should be aware of changes and be prepared to alter course accordingly. We can’t become too fixed in time or place. Success is more likely to come from being able to continually adapt to new circumstances.

#5 – Morality and Ethics

Whilst the “gamers” may have some short-term wins, in the long run they lose. Your time on this planet is too short to not treat people the way you would want to be treated yourself. Empathy with others has a way of repaying you over time (think Karma bus). A strong sense of who you are is invaluable in times of crisis.

#6 – Confidence and Courage

Being successful requires a strong self of sense, it takes confidence and courage to follow your own path. These are traits which can be practiced and built upon. Celebrate your successes and achievements.


What Does Success Mean For You? – How to Define Success in Life

What does success mean for you?

Just what do we mean by success? What does success mean to you? How are we to be successful in life?  While many equate success with money, power or prestige, a successful life involves much more than that. There are many components to a successful, balanced life, and success is best thought of in a broad, all-of-life manner. To help you, we have identified six essential elements of a successful life.

Many people lead a successful life without amassing great wealth or power.  Our tendency is to think in the short term, our immediate future is most important to us. But a successful life is lived over many decades. If we accept this and think of success in terms of a whole life, not just a year or a decade, we have a better sense of what is important in our lives.

This has two advantages – the first is that it means you always have the chance to improve on your situation. The second is that this wider perspective allows you to appreciate what you have, and to see more clearly the things that are most important.

Success is something to work at continually. In pursuing a successful life, there is no beginning or end – only tomorrow. We define the six pillars of success to help guide you on your journey.

“Past failures are the building blocks of tomorrow’s triumphs.”

Six Pillars of Success

A successful life is multi-faceted, involving the full scope of your life and interactions with others. Importantly, it should be defined by you, not what you think others might think.

We see six pillars of success – the six S’s of success:

  1. Self worth – having a positive sense of self;
  2. Support – enjoying a strong and supportive network of personal relationships;
  3. Satisfaction – and the fulfillment that comes from achievement;
  4. Strength – coming from a healthy body and mind that allows you to get the most from life;
  5. Security – the comfort of a solid financial situation, or financial independence; and
  6. Safety – and the security that allows a solid base for dealing with a rapidly changing world.

1.      Strong Sense of Self (Self Worth)

Success often begins with having a strong, positive and confident sense of self. This is the essential foundation on which your success is based.

Words such as happiness and contentment are similarly related states of mind. However we feel that the more critical dimension is that of a strong feeling of self worth. Psychologists refer to it as “subjective well-being”, and without this, we are unlikely to be happy or content.

If we are not happy, if we are not sure of ourselves, our relationships suffer from our doubts and inconsistencies. In contrast, a strong sense of self allows us to be more engaged and more engaging. As a result we are more likely to achieve the things we desire.

 “We don’t live in a neighbourhood, city, state or country – we live in the space between our ears.”

2.      Supportive Network of Personal Relationships

Humans are social creatures; our history is one of tribes and families. This has helped us to dominate other species by our ability to think, communicate and organise as a group. As we have moved from a tribal base to communities of towns, cities, and nations, we continue to hold dear our relationships with those around us.

This means that you cannot have a successful life without the inclusion of others. Your personal relationships and support groups are essential to your general well-being, they are the ones which add colour and depth to your life. These are the people who give meaning to your existence on this planet, who provide the colour and nuances of your life.

 “At the heart of life lie the relationships we have with other people.”

3.      Satisfaction and Fulfillment

Personal fulfillment begins with a sense of purpose. This is commonly quoted in the self-help literature, but in reality is harder to achieve than generally stated.

For instance, as a younger man at University I had a friend who was committed to a flying career (at which he became very successful). I was jealous of this certainty in his life’s direction. He was amongst a very small minority with such a sense of purpose in their lives.

The rest of us had only vague ideas of the future, and we have moved our lives through a series of goals and ambitions, each updated or replaced as the last was reached.

We do (and should have) goals and set plans for the achievement of those goals. These can be short or longer term, and the satisfaction that comes with achievement is indeed powerful. If we drift through life in a complacent manner, we find that months, years and decades slip by and we realise we have wasted huger opportunities. This is not success.

“Only dead fish go with the flow.”

4.      Strong Body

Looking after yourself physically is a big part of living a successful life. Note that we aren’t talking about exhaustive gym workouts or fad diets. It’s simpler than that. Eating sensibly, with less sugar, watching your weight and getting regular exercise (from walking to work, taking the stairs instead of the elevator for instance), are small things that can make a big difference for many people.

Health problems can beset anyone, at any time. The causes are not always identifiable – we all know of the fitness freak who has suffered an unexpected heart attack or similar misfortune. Causes may be genetic, the result of an accident, the result of a bodily weakness, or they can be lifestyle based.

Whilst we can’t control these things, we can give ourselves the best possible shot. A healthy body will reward you with an increased capacity to do more, to feel more and experience more. It gives better longevity and satisfaction from life, improving our ability to face the physical and mental challenges which continually confront us all.

 “Respect your body. It’s the only one you get.”

5.      Secure Finances

Having a successful life means having financial independence. This is your ticket to more life options and choices, and the formula is quite simple – spend less than you earn and save/invest the balance. Buy quality assets that will appreciate, not toys that will decline in value.

Financial independence is reliant on asset accumulation and typically involves decades of effort.  Having a high-paying job helps, but does not guarantee financial independence. Think of athletes, rock stars, or celebrities with multi-million-dollar earnings who die impoverished. On the other hand, there is the working-class immigrant next door who buys several properties through his life and dies a multi-millionaire.

To think of how to be successful in life, it is useful to define financial independence as the accumulation of wealth that allows you to maintain a desired standard of living without a working pay check. For instance, if your living expenses are $50,000 a year, then an asset portfolio of $1m returning 5% per annum would meet this goal.

 “Do not save what is left after spending, but spend what is left after saving”

6.      Safety and Security

Most definitions of success focus on higher-order needs such as self-actualisation, esteem and relationships. However, we should not forget that the satisfaction of basic needs is an essential foundation of a successful life.

Abraham Maslow became a famous psychologist when he published his hierarchy of needs. This includes safety and security as being among our basic needs. Without a safe and comfortable living environment, we cannot properly function in the world. Feeling secure in the world and with our place in it is vital to a successful life.

Maslow’s Hierarchy of Needs

This recognises that a strong and secure home base provides a psychological rock from which we anchor our responses to the world. In this sense we consider safety and security to be more about the physical manifestations of the above pillars – a comfortable and rewarding home environment and the ability to use and adapt with new technologies as they intrude on our lives.

“The fact is that people are good, give people affection and security, and they will give affection and be secure in their feelings and their behaviour.”